Down Payment Calculator

See how down payment size affects your loan, payment, and PMI.

Home Price ($)

Down Payment %

Interest Rate (%)

Down Payment

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Loan Amount

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Monthly P&I

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Monthly PMI

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LTV

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How it works

Putting 20% down typically eliminates PMI requirements. FHA loans accept as little as 3.5% but charge upfront and ongoing mortgage insurance. PMI here is estimated at 0.7% of the loan annually.

For informational purposes only. Not financial advice.