💳 Payment Calculators
Monthly Mortgage Payment
Calculate your monthly principal & interest payment for any mortgage.
Amortization Schedule
See how each payment splits between principal and interest, year by year.
Mortgage Payoff Calculator
See how extra payments shorten your mortgage and save interest.
Bi-Weekly Payment Calculator
Pay half of your monthly amount every 2 weeks → 13 payments per year, faster payoff.
Extra Payment Savings
Estimate savings from a one-time lump sum and/or extra monthly payments.
15 vs 30 Year Comparison
Compare the total cost and monthly burden of a 15-year vs 30-year mortgage.
🏠 Affordability & Qualification
Home Affordability
How much house can you afford based on income and the 28% rule?
DTI Ratio Calculator
Calculate front-end and back-end DTI to see if you qualify.
Maximum Loan Amount
Find the largest mortgage you can carry given income and DTI rules.
Down Payment Calculator
See how down payment size affects your loan, payment, and PMI.
Income Required Calculator
Estimate the income needed to qualify for a target home price.
🔄 Refinance Calculators
Refinance Calculator
Should you refinance? Compare your current loan to a new one.
Refinance Break-Even
Calculate exactly how long it takes to recoup refinance closing costs.
Cash-Out Refinance
Refinance and pull cash from your home equity in one step.
Rate Comparison
Side-by-side comparison of two interest rates on the same loan.
ARM vs Fixed
Compare an Adjustable Rate Mortgage to a fixed-rate loan over your stay horizon.
🧾 Costs & Fees
Closing Costs Calculator
Estimated total closing costs with itemized line items.
PMI Calculator
Calculate monthly Private Mortgage Insurance and when you can cancel it.
Property Tax Calculator
Estimate annual and monthly property tax based on home value and tax rate.
Home Insurance Estimator
Estimate annual homeowners insurance based on replacement cost and risk factors.
PITI Calculator
Total monthly payment including Principal, Interest, Taxes, and Insurance.
📈 Equity & Amortization
Loan Balance Calculator
Find your remaining balance after a number of payments.
Home Equity Calculator
Calculate your usable home equity for a HELOC or cash-out refi.
LTV Calculator
Loan-to-Value ratio — your equity as a percentage of home value.
Rent vs Buy Calculator
Compare the long-run financial outcome of renting vs buying.